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    When a person reaches their full retirement age (FRA), they can earn an unlimited amount of income and still receive the full amount of their retirement benefits. If you were born between 1943 and 1954, then your full retirement age (FRA) is 66. But that is not the FRA for everyone. The law allows a person to claim their Social Security retirement benefits early, that is before they reach their full retirement age. You can file a claim to begin receiving your Soc. Sec. retirement benefits as early as age 62, but doing so will permanently forfeit a large portion of the amount you would receive in monthly benefits if you waited until your full retirement age to claim benefits. To learn how the amount of your full Social Security retirement benefit amount is calculated, read the section below about "Calculating Your Social Security Benefit Amount." Only people who claim their Social Security retirement benefits before their full retirement age are limited as to what they may earn in other income before their early retirement benefits are reduced. If a person retires earlier than at their full retirement age, as we've mentioned, an income limit applies that may reduce the amount of their monthly benefits. Here's how it works. Yes. All of the benefit dollars that were withheld from your monthly retirement payments during the time you were retired before you reached your full retirement age are added and get paid back to you over time once you reach your FTA. Planning for retirement can be difficult if you don't have the information you need to anticipate what your income will be. Since most people count on receiving Social Security retirement benefits as one part of their income, it helps to be able to know what your benefit amount will be, and how it was arrived at. The final annual average is then divided by twelve to produce your "Average Indexed Monthly Earnings." (AIME). The AIME is the first figure plugged into the following formula which determines the amount of your SSD benefits and your retirement benefits. faux saint laurent bagbuy cheap gucci bags

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